How Do QCash Small Dollar Loans Help Member Health?

Payday loans have not been received very favorably recently, by either the general populace nor by the legislature. And yet, at QCash, we still see small dollar loans as an important aspect of credit union member health. Why do we continue to hold this viewpoint? We understand that financial health means different things to different […]

Buy vs Build?

July 30, 2018 by Ben Morales, CEO QCash Why would a credit union make their own payday lending platform versus using the QCash platform? I’m often asked, “Why wouldn’t a credit union just do this on their own versus using the QCash platform?” The bottom line is, what we want from QCash Financial is everyone […]

The Four Elements of Financial Well-Being According to the CFPB.

The CFPB or the Consumer Financial Protection Bureau recently published a report titled “Financial Well-Being in America” that discusses the four elements of financial well-being, and how Americans of different income levels display varying levels of financial wellness. Two of the CFPB’s most important conclusions from the study are that “savings and financial cushions provide […]