Measuring the Success of Your Credit Union’s Small-Dollar Loan Program

Measuring the success of your credit union’s small dollar loan program can be difficult. Success depends upon what metric you want to measure.

Best Practices for Marketing a Credit Union Small-Dollar Loan Program

When you implement a small-dollar loan program at your credit union, these are the three easiest outreach strategies you can use.

How Credit Unions Can Justify APRs over 18% for Small-Dollar Loans

Credit unions offer many types of loans, most of which cap well below an 18% APR. Read on to learn why higher interest rates make sense for small-dollar loans.

How Does a Credit Union Overcome the Potential Brand Implications from Implementing a Small-Dollar Loan Program?

Most short-term lenders have developed a negative reputation. How can credit unions successfully combat the stigma against small-dollar loan programs?

How Does QCash Partner with Fintechs?

In the world of financial technology, it’s important to know that companies can form partnerships to better serve their clients. So how does QCash partner with other fintech companies? Imagine a world where fintech companies received report cards. Not just the usual A, B-, C+, or D nonsense, but a report card with healthy evaluative […]

Buy vs Build?

July 30, 2018 by Ben Morales, CEO QCash Why would a credit union make their own payday lending platform versus using the QCash platform? I’m often asked, “Why wouldn’t a credit union just do this on their own versus using the QCash platform?” The bottom line is, what we want from QCash Financial is everyone […]

The Importance of Promoting Small-Dollar Lending and Employee Wellness.

By Ben Morales, CEO of QCash Financial In a recent Prudential survey regarding consumers’ perspectives on financial wellness, only 22 percent of individuals in the United States described themselves as feeling financially secure. Employers such as credit unions have a stake in this because the impact of employee financial instability does not stop at the company door. […]