BLOG | QCash Digital Lending Platform
Outcomes Won’t Match Intentions: The NCUA Needs to Keep It Simple With Payday Alternative Loans (PALs).
The third agenda item for the NCUA’s May Board Meeting is a “Notice of Proposed Rulemaking, Part 701, Payday AlternativeRead more.
The Importance of Promoting Financial Health and Employee Wellness.
Many credit unions are responsible for the financial health and employee wellness of two employee groups: their own employees andRead more.
How Do the New CFPB Regulations Impact the QCash Financial Platform and Credit Unions?
What are the new CFPB regulations for small dollar loans and payday lending for credit unions? In late 2017, theRead more.
Does QCash Help Provide Military Members Payday Loans?
Credit unions that serve military members can be assured that QCash, the short-term, small-dollar lending platform, offers compliant loans thatRead more.
How Do I Update My Payday Loan Truth in Lending Disclosures?
A question I often receive from credit unions involves regulatory concerns in operating payday loan truth in lending requirements. CreditRead more.
Will My Credit Union Maintain CFPB Compliance with the QCash Short-Term, Small Dollar Lending Platform?
If you are a Credit union interested in the QCash, short-term, small-dollar lending program, and want to make sure thatRead more.
What is a Digital Lending Platform?
When I tell people that QCash is a digital lending platform, they often ask what I mean by that. HereRead more.
What is a Small Dollar Loan?
If you think credit unions and banks should only make large dollar loans because small dollar loans are too inefficientRead more.
What are the Benefits of Credit Union Payday Lending?
People sometimes ask me, “Why did you get into payday lending?” In fact, I’ve had people ask me why IRead more.
If Payday Lenders Disappear, Will Americans Survive?
According to a recent survey conducted by CareerBuilder, eight out of 10 Americans live paycheck to paycheck. They are notRead more.
Payday Loans Good or Bad for Borrowers?
One of the most common questions we hear from credit union and bank executives is “Are payday loans good orRead more.
How QCash Made CFPB Lending Regulations Credit Union Friendly.
If you work for a financial institution and have concerns about both the public perceptions of payday lending and theRead more.
- What Level of Staffing Do I Need for My Credit Union Small-Dollar Loan Program?
- Overcoming Potential PR Issues from Credit Union Small-Dollar Loan Programs
- The Member Segments Most Affected by Credit Union Small-Dollar Loan Programs
- Measuring the Success of Your Credit Union’s Small-Dollar Loan Program
- Best Practices for Marketing a Credit Union Small-Dollar Loan Program