Will My Credit Union Maintain CFPB Compliance with the QCash Short-Term, Small Dollar Lending Platform?
If you are a Credit union interested in the QCash, short-term, small-dollar lending program, and want to make sure thatRead more.
What is a Small Dollar Loan?
If you think credit unions and banks should only make large dollar loans because small dollar loans are too inefficientRead more.
What are the Benefits of Credit Union Payday Lending?
People sometimes ask me, “Why did you get into payday lending?” In fact, I’ve had people ask me why IRead more.
If Payday Lenders Disappear, Will Americans Survive?
According to a recent survey conducted by CareerBuilder, eight out of 10 Americans live paycheck to paycheck. They are notRead more.
Payday Loans Good or Bad for Borrowers?
One of the most common questions we hear from credit union and bank executives is “Are payday loans good orRead more.
How QCash Made CFPB Lending Regulations Credit Union Friendly.
If you work for a financial institution and have concerns about both the public perceptions of payday lending and theRead more.
Why did WSECU Start Offering Small Dollar Loans?
Why did WSECU start offering small dollar loans? How did QCash begin? It’s an excellent story about a front line employeeRead more.
If Not Us, Who? Reacting to the Decision on CFPB Payday Lending.
The Consumer Financial Protection Bureau recently released its finalized CFPB payday lending rule that will make it very burdensome forRead more.
The Four Elements of Financial Well-Being According to the CFPB.
The CFPB or the Consumer Financial Protection Bureau recently published a report titled “Financial Well-Being in America” that discusses theRead more.
The Importance of Promoting Small-Dollar Lending and Employee Wellness.
By Ben Morales, CEO of QCash Financial In a recent Prudential survey regarding consumers’ perspectives on financial wellness, only 22 percent ofRead more.