Will My Credit Union Maintain CFPB Compliance with the QCash Short-Term, Small Dollar Lending Platform?
If you are a Credit union interested in the QCash, short-term, small-dollar lending program, and want to make sure that
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What is a Small Dollar Loan?
If you think credit unions and banks should only make large dollar loans because small dollar loans are too inefficient
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What are the Benefits of Credit Union Payday Lending?
People sometimes ask me, “Why did you get into payday lending?” In fact, I’ve had people ask me why I
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If Payday Lenders Disappear, Will Americans Survive?
According to a recent survey conducted by CareerBuilder, eight out of 10 Americans live paycheck to paycheck. They are not
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Payday Loans Good or Bad for Borrowers?
One of the most common questions we hear from credit union and bank executives is “Are payday loans good or
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How QCash Made CFPB Lending Regulations Credit Union Friendly.
If you work for a financial institution and have concerns about both the public perceptions of payday lending and the
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Why did WSECU Start Offering Small Dollar Loans?
Why did WSECU start offering small dollar loans?  How did QCash begin? It’s an excellent story about a front line employee
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If Not Us, Who? Reacting to the Decision on CFPB Payday Lending.
The Consumer Financial Protection Bureau recently released its finalized CFPB payday lending rule that will make it very burdensome for
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The Four Elements of Financial Well-Being According to the CFPB.
The CFPB or the Consumer Financial Protection Bureau recently published a report titled “Financial Well-Being in America” that discusses the
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The Importance of Promoting Small-Dollar Lending and Employee Wellness.
By Ben Morales, CEO of QCash Financial In a recent Prudential survey regarding consumers’ perspectives on financial wellness, only 22 percent of
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