QCash Payday vs Small Dollar Loans: What’s the difference?
QCash Payday vs Small Dollar Loans Unexpected things come up in life. Car repairs, medical emergencies, and other expenses that
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Buy vs Build?
July 30, 2018 by Ben Morales, CEO QCash Why would a credit union make their own payday lending platform versus
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Are QCash and Payday Loans the Same Thing?
QCash Loan or Payday Loans July 26, 2018 Unexpected things come up in life. Car repairs, medical emergencies, and other
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What interest rate should a small dollar payday loan program charge?
What interest rate should a small dollar payday loan charge? While the financial services industry and its regulators debate what
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Outcomes Won’t Match Intentions: The NCUA Needs to Keep It Simple With Payday Alternative Loans (PALs)
The third agenda item for the NCUA’s May Board Meeting is a “Notice of Proposed Rulemaking, Part 701, Payday Alternative
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The Importance of Promoting Financial Health and Employee Wellness
Many credit unions are responsible for the financial health and employee wellness of two employee groups: their own employees and
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How do the new CFPB regulations impact the QCash Financial platform and credit unions?
What are the new CFPB regulations for small dollar loans and payday lending for credit unions? In late 2017, the
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How do I update my Payday Loan truth in lending disclosures?
A question I often receive from credit unions involves regulatory concerns in operating payday loan truth in lending requirements. Credit
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Will my credit union maintain CFPB compliance with the QCash short-term, small-dollar lending platform?
If you are a Credit union interested in the QCash, short-term, small-dollar lending program, and want to make sure that
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What is a small dollar loan?
If you think credit unions and banks should only make large dollar loans because small dollar loans are too inefficient
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